Enhance Your Payment Options with ACH Support
The 2026-01 Admin GraphQL API now introduces support for ACH payment methods, empowering merchants to accept and manage payments directly from bank accounts through Shopify Payments. This innovative feature expands payment flexibility, particularly for B2B transactions.
Key Features of ACH Payment Integration
- Support for Bank Account Payments: Merchants can leverage ACH to accept payments that are directly tied to bank accounts.
- Payment Terms Flexibility: ACH methods are tailored for deferred payments, making them ideal for B2B payment scenarios.
- Compatibility with Draft Orders: ACH options extend to draft orders, streamlining invoicing and payment management.
New and Updated API Objects
To support ACH functionality, Shopify has introduced new objects and updated existing ones:
- BankAccount: Represents a bank account payment instrument.
- PaymentInstrument Union: Enhanced to include BankAccount, offering greater payment method coverage.
- CustomerPaymentInstrument Union: Updated to include BankAccount, facilitating seamless customer payment management.
Upgrade Your Integration
If your Shopify integration handles payment lifecycles for B2B transactions, upgrading to the latest 2026-01 Admin GraphQL API version is essential. Without this update, the new ACH payment methods and related objects will not be available for use.
Final Thoughts
ACH support represents a significant advancement in Shopify Payments, enabling merchants to offer bank account-based payment methods and enhancing their payment workflow. Upgrade today to harness these capabilities and take your business transactions to the next level.